If you’re anything like me, plugging away at debt and not seeing any results can be very frustrating. Not only does my debt not seem to go down, but my savings are not going up, either. It’s almost like a black hole is sucking away all my money without any trace of its existence. Now anyone who knows me personally will know that it’s not because I spend money on silly things. Sometimes to get me to spend money on anything is like pulling teeth. This makes it more frustrating, because if I wanted my money to just disappear I might as well have a 56-inch LCD flatscreen TV to show for it, right? Wrong. What I needed was a different approach to debt elimination and money saving. That’s where the snowball comes in. Dave Ramsey’s snowball. Now, I’ll be honest, I’ve only recently learned this snowball approach, but luckily it has been something I’ve been following on my own for the last 6 months.
I’m not going to list all of Dave’s seven baby steps to a money makeover. I’m just going to list the ones that have gotten me on the right track. To learn more about Dave Ramsey
Continue reading Let A Snowball Get You Out Of Debt
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